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Buying a Resale Home  

Buying a resale house is similar to buying a used car, as unexpected repairs may be just around the corner. The goal of the inspection is to identify conditions that typically affect a buyer's decision to buy or not buy a property, to advise the significance of these conditions and provide recommendations, including priority of repairs and cost estimates for budgeting.
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Buying a New Home  

Buyers of new houses expect no defects or repair costs in the first few years. They believe that municipal building inspections will catch any significant problems and that the Ontario New Home Warranty Program (TARION) will cover any repair costs. Buyers may not realize that the warranty excludes some of the most common complaints, such as normal shrinkage and hairline foundation cracks which have not yet leaked.

Buyers of new homes can not be assured that the builder will correct any deficiencies to the buyer's satisfaction, unless details are specified in the Agreement of Purchase and Sale. The deficiencies specified in Guardian's pre-purchase inspection report can greatly assist the Buyer provide a list of incomplete and deficient items for completion before the time the Buyer assumes possession.

Guardian's pre-purchase inspection report can also help a Buyer identify incomplete and deficient items just prior to possession, when the Buyer is asked to inspect the new home and sign the Ontario New Home Warranty Program Certificate of Completion and Possession. Following possession, the builder can claim that common defects were the result of shrinkage, minor settlement, etc which are specifically excluded from the warranty coverage. Many builders will not repair defects such as foundation cracks until they actually leak. It is clearly to the buyer's advantage to identify all deficiencies as early as possible.

Guardian's inspection is focused on defects in material and workmanship. Many of these defects relate to failure to meet building codes or standards. Guardian's inspections can not confirm compliance to all codes and standards since most completed areas have concealed components and few houses meet all of the mandatory requirements. New homes are covered by the Ontario New Home Warranty Program (TARION) against defects in materials and workmanship for the first year. Water penetration from the exterior and mechanical equipment such as the furnace have warranty coverage of two years from the date of possession. The house is covered for a period of seven years against major structural failure which leaves the house substantially uninhabitable. The buyer must notify both the builder and TARION in writing within the warranty period.
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Buying a Multiple Dwelling House or Building

Buyers of multiple dwelling buildings should be concerned with mandatory retroactive standards, as well as the same issues as resale homes, as described above. All multiple dwelling properties must meet the Ontario Fire Code requirements for fire separations, exits, and smoke alarms. The specific requirements depend on the number of dwelling units, building size, etc. As the Fire Code is subject to interpretation by the local Fire Department, Guardian's inspections can only identify the general compliance issues, rather than provide a substitutue for a certificate of compliance from the Fire Department. Multiple dwelling buildings are also subject to rental standards, generally enforced by the municipality.
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Buying a Commercial Property

Commercial properties are subject to similar issues as resale houses. The goal of our inspection is to identify conditions that typically affect a buyer's decision to buy or not buy a property, to advise the significance of these conditions and provide recommendations, including priority of repairs and cost estimates for budgeting.
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Investigating Specific Concerns

Buyers and Owners frequently need a second opinion on the causes of a problem and what options are available for repair. In some cases, repair contractors will recommend what is best for the contractor rather than the owner. Guardian does not benefit by the repair decision and will often discover a less expensive repair option.
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